Expert Remortgage Advice & Low % Deals For You

Let us put you in touch with one of our financial experts who will give you impartial advice and help you find suitable low % remortgage deals.

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Working with leading lenders ...

We work with high street and other lenders so you’ll get access to some the best deals that you may be able to apply for.

About us

Satisfaction guaranteed

Whether you’re looking for Mortgage Advice, Loan Advice or Insurance Advice or any other financial product or service, we can help you…

“Did a great job helping us with our mortgage. I would recommend!”

Rob Searcy

So ... how can we help?

Buying a financial product such as a mortgage can be the biggest decision made in our lives. It is for this reason that impartial advice is critical from qualified advisors.

What is a remortgage?

With remortgages, you are switching your mortgage to another deal, and usually another lender. There are various reasons to remortgage your property. However, most people simply switch mortgages because it will work out cheaper for them. For example, the introductory discounted or fixed interest rate may have finished with your current lender. Therefore with a new lender, you could get a new discount rate or a lower APR. Another example is when you may need to re-mortgage to consolidate debts.

Are Remortgages The Best Option?

It is worth noting that remortgages are not the best option in all cases. Even if the lender you are considering switching to is offering a lower APR.  You must take into consideration the facts that:

  • If you switch mortgage remember to look at the overall repayment period. Your monthly payments may go down, but check the final repayment date of the mortgage as well.
  • The new lender may charge you for valuation and solicitors fees. This can happen even if you have already paid these for your mortgage with your current lender.
  • You may have to pay an early repayment charge to your existing lender if you re-mortgage.
Happy Remortgages Client

Why use us?

From the information you provide to us, our experts will search the market and find the most suitable products for you. If you are happy with the product on offer, we will handle all the necessary paperwork for you, including any relevant applications, to ensure that everything runs smoothly for you.

Quick service

From just a few minutes completing some basic information, we will quickly search for suitable financial products for you.

Expert advice

We’ve helped thousands of customers secure financial products and service so you know that you are in capable hands.

Reduced stress & time saving

Choosing the right financial product is time consuming and can be stressful, so remove much of this by putting it in the hands of one of our financial experts.

Reliable service

Whatever type of financial product or service you are looking for, our service is reliable and always matched to your own personal circumstances.

Other Alternatives

You may be able to switch your mortgage deal with your current lender. This will avoid any unnecessary costs. Many lenders will allow you to switch your mortgage deal reasonably frequently. This is called a product transfer.

If you are remortgaging to raise funds your current lender may allow a further advance on the product you are currently on.

Securing short term debts against your home could increase the term over which they are paid. Therefore increasing the overall amount payable.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.  YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Our approach - and how we do it

Enquire

We love speaking with our clients. Either give us a call or fill in one of our contact forms. Remember, we love a challenge!

Discuss

One of our Advisors will then find out what you’re looking to do, discuss your options and answer any questions you may have.

Relax

Your Advisor will find the best option for you and help arrange things. You then sit back and relax while we do the rest.

See what our customers think ...

What a Fantastic Service from start to finish. Great customer support from Ben Patten & Joe Frayne, superb product knowledge and exceptionally responsive to emails/calls, we can 100% recommend the Finance Advice Centre Ltd , they got us a great deal on a mortgage with suited life insurance, especially during this very difficult Covid 19 time ……

Ian Stamp

From start to finish, Greig and Emily were very helpful with our mortgage application. The advice Greig gave us was very clear and informed. They were always available either by phone or email to answer any questions we had. The whole process was made a lot easier because of the work they did. Would thoroughly recommend

Ross Nightingale

Let us do the work of finding your mortgage

We’ll put you in touch with impartial advice from an expert mortgage advisor who will help secure you the best mortgage deals available.