Expert Commercial Mortgage Advice & Best Deals For You
Let us put you in touch with a mortgage expert who will give you impartial advice and help you find low % commercial mortgage products for you.
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Why use us?
From the information you provide to us, our mortgage experts will search the market and find the most suitable commercial mortgage products for you. If you are happy with the mortgage on offer, we will handle all the necessary paperwork for you, including your mortgage application, to ensure that everything runs smoothly for you.
Fast and free service
We match you for free to mortgage advisors with the best impartial advice and access to top mortgage deals speedily.
Expert tailored advice
We’ve helped thousands so know which brokers can best help people in circumstances like yours.
Save time and money
The advisors we work with are well qualified and know mortgages inside out so can save you both time and money.
Our service is reliable so that we always help you find the advice and mortgage to suit your circumstances.
Whether you’re looking for Mortgage Advice, Loan Advice or Insurance Advice or any other financial product or service, we can help you…
“Did a great job helping us with our mortgage. I would recommend!”
So ... how can we help?
Buying a financial product such as a mortgage can be the biggest decision made in our lives. It is for this reason that impartial advice is critical from qualified advisors.
Our approach - and how we do it
We love speaking with our clients. Either give us a call or fill in one of our contact forms. Remember, we love a challenge!
One of our Advisors will then find out what you’re looking to do, discuss your options and answer any questions you may have.
Your Advisor will find the best option for you and help arrange things. You then sit back and relax while we do the rest.
What is a commercial mortgage?
A commercial mortgage is a loan secured on a property which is non residential to use as security. It can be split in to two categories. These are owner occupier mortgage and a commercial investment mortgage.
This mortgage is usually used for expansion within a business. It is done using your current premises as security to get a mortgage on a new one. It is borrowed using a percentage of the current property value to how much you are then allowed to borrow. This is usually between 65 and 75% of the current property value. It is also decided using the past and present performance of the business. This will show if you will have the funds available to be able to make the repayments.
What is the typical length of a commercial mortgage?
The length of the mortgage is usually between 10 and 25 years. Also, the loan can be very large sums of money so will take substantially longer to pay back. With most mortgage lenders the minimum amount they will loan is £25,000. However, the maximum is flexible in order to suit your businesses needs.
However, there can be a few added fees involved with this. There can also be arrangement fees as well as valuation and security fees.
The Financial Conduct Authority does not regulate some forms of Mortgages and Loans, including most types of Buy to Let mortgages and also Limited Company lending.
Ready to assist you.
Buying a commercial property can be daunting and your choice of mortgage is a decision you need to get right. For this reason, it is vital that you get impartial advice from a competent and qualified advisers. Whether you are a first-time buyer, looking to remortgage, looking to purchase a second home, hoping to remortgage or even buy a property to let, this is where our advisers excel.
Be reassured that our style is to guarantee reliable mortgage advice appropriate to any individual that makes contact with us. Through our network of contacts, we have access to thousands of mortgage products, so we are confident that we’ll find one to suit you.
See what our customers think ...
I would highly recommend the mortgage advice service Alice Hale was amazing throughout she is a credit to your organisation and helped us secure our dream home.
We had a long journey buying our first home together and recent pandemic events didn’t help matters. Every step of the way, our advisor Steve was supportive, positive and we had every confidence in him. He was able to arrange a good deal for us and we were able to move into our dream house this autumn.
I used George from the finance advice centre to get my mortgage, and he was nothing but amazing! Talked me through every step, always easy to get hold of ! And got me a brilliant product I would highly recommend him, just brilliant 5 stars from me.
What a Fantastic Service from start to finish. Great customer support from Ben Patten & Joe Frayne, superb product knowledge and exceptionally responsive to emails/calls, we can 100% recommend the Finance Advice Centre Ltd , they got us a great deal on a mortgage with suited life insurance, especially during this very difficult Covid 19 time ……
From start to finish, Greig and Emily were very helpful with our mortgage application. The advice Greig gave us was very clear and informed. They were always available either by phone or email to answer any questions we had. The whole process was made a lot easier because of the work they did. Would thoroughly recommend.
Let us do the work of finding your mortgage
We’ll put you in touch with impartial advice from an expert mortgage advisor who will help secure you the best mortgage deals available.