Mortgages

Purchasing a house and obtaining a mortgage is one of the biggest decisions people ever make in their lives. If you choose to get a helping hand with it all, it’s important to make sure that the advice you get is impartial and the advisers are qualified, experienced and have dealt with all kinds of mortgages. Whether you’re a property developer, a first-time buyer, somebody looking for a remortgage, you want a holiday home or even if you’re looking to release equity from your property, we’ll put you in touch with the right advice.

Our aim is to give you advice that is completely reliable. We always strive to ensure that our customers are 100% happy with the service. We go the extra mile for our customers and have been known in the past to negotiate the price of a property down further with estate agents and save our customers money. Referrals, recommendations and repeat customers make up a huge part of our business so it’s important for us to ensure that you come out the other side feeling very glad that you used us. We are truly whole of market. Not only do we have access to the whole of the market, we have the knowledge to make it count. We ensure that you do get the very best mortgage available to you for your own unique circumstances.

Mortgages Quote and Review

What is a Decision in Principle?

A decision in principle is a written estimate from a mortgage lender. This gives you an indication of how much money you can borrow. You can show this to estate agents and vendors to prove you’re a serious buyer. In theory, this shows you can get a mortgage once a full application has been applied for.

A ‘Decision in principle’ may also be called:

  • Application in principle
  • Mortgage in principle
  • Mortgage promise
  • Approval in principle

Get In Touch

Call us today on 01332 821 340 to speak to one of our experienced mortgage advisers. Alternatively, fill in the mortgage enquiry form and one of our specialists will get in touch with you. We will provide you with a free of charge mortgage consultation and go on to get you a decision in principle from a mortgage lender. These are useful because an estate agent will want to see one of these before an offer on a property is accepted.