Relevant Life Policy Advice & Best Deals
Let us put you in touch with one of our insurance experts who will give you impartial advice and help you find suitable life policy products at the right price.
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Why use us?
From the information you provide to us, our experts will search the market and find the most suitable products for you. If you are happy with the product on offer, we will handle all the necessary paperwork for you, including any relevant applications, to ensure that everything runs smoothly for you.
From just a few minutes completing some basic information, we will quickly search for suitable financial products for you.
We’ve helped thousands of customers secure financial products and service so you know that you are in capable hands.
Reduced stress & time saving
Choosing the right financial product is time consuming and can be stressful, so remove much of this by putting it in the hands of one of our financial experts.
Whatever type of financial product or service you are looking for, our service is reliable and always matched to your own personal circumstances.
What is a Relevant Life Policy?
Relevant Life Policy is used in order for a small to a medium business employer to give their individual employees a death in service benefit. It is more beneficial for those businesses who don’t have enough employees to create a group scheme. It is often used to insure the business owners in a highly tax-efficient manner.
These policies are owned by the business itself. The policy is written into trust and will payout to the employee in case of a critical illness or terminal illness. However, if the worst were to happen the beneficiaries of the employee would receive the payout. However, you have to ensure that all of the policies are up to date otherwise there would be no payout.
Those who have a group scheme in place can still arrange additional Relevant Life Policies. This is normally used for high earning employees due to their tax-efficient nature.
Relevant Life Policies are very tax efficient as it is seen as an allowable business expense. It could save a company Director more than 50% in tax.
Up until very recently, Relevant Life Policies would only pay out on death or diagnosis of being terminally ill. However, there are even more savings to be made for Company Directors due to the fact that some providers have started to include Critical Illness in their policies as well.
To find out more give us a call on 01332 821 340. Alternatively, fill in the enquiry form and we will get in touch with you.
Our approach - and how we do it
We love speaking with our clients. Either give us a call or fill in one of our contact forms. Remember, we love a challenge!
One of our Advisors will then find out what you’re looking to do, discuss your options and answer any questions you may have.
Your Advisor will find the best option for you and help arrange things. You then sit back and relax while we do the rest.
Ready to assist you.
Choosing a financial product or service, such as a mortgage, remortgage, loan or insurance can be daunting and your choice is a decision you need to get right. For this reason, it is vital that you get impartial advice from competent and qualified advisors. Whether you are a first-time buyer, looking to remortgage, hoping to remortgage or even buy a property to let, needing a loan or insurance this is where our advisers excel.
Be reassured that our aim is to guarantee reliable financial advice appropriate to any individual that makes contact with us. Through our network of contacts, we have access to thousands of financial products, from mortgages to loans to insurance, so we are confident that we’ll find one to suit you.
See what our customers think ...
I would highly recommend the mortgage advice service Alice Hale was amazing throughout she is a credit to your organisation and helped us secure our dream home
We had a long journey buying our first home together and recent pandemic events didn’t help matters. Every step of the way, our advisor Steve was supportive, positive and we had every confidence in him. He was able to arrange a good deal for us and we were able to move into our dream house this autumn.
I used George from the finance advice centre to get my mortgage, and he was nothing but amazing! Talked me through every step, always easy to get hold of ! And got me a brilliant product I would highly recommend him, just brilliant 5 stars from me
What a Fantastic Service from start to finish. Great customer support from Ben Patten & Joe Frayne, superb product knowledge and exceptionally responsive to emails/calls, we can 100% recommend the Finance Advice Centre Ltd , they got us a great deal on a mortgage with suited life insurance, especially during this very difficult Covid 19 time ……
From start to finish, Greig and Emily were very helpful with our mortgage application. The advice Greig gave us was very clear and informed. They were always available either by phone or email to answer any questions we had. The whole process was made a lot easier because of the work they did. Would thoroughly recommend
Let us do the work of finding your insurance
We’ll put you in touch with impartial advice from an expert insurance advisor who will help secure you the best insurance deals available.