Private medical insurance is designed to provide you with additional security and peace of mind when it comes to receiving healthcare. As National Health waiting lists grow longer and the quality of its service is brought ever more into public debate, Private Health Care is becoming increasingly viewed as a necessity rather than a luxury. Furthermore, speedy treatment in comfortable and private surroundings is something most people can afford to insure for.
Private medical insurance will cover you not only for varying health problems but also, dental, elderly care and travel. It ensures you get quick and private treatment if anything were to go wrong. As long as you have not already been diagnosed with a specific illness before taking out the policy you will then be covered for most eventualities. You can get insurance for a few different options. This will depend on whether you need it just for yourself, your children or a complete family plan.
With private medical insurance, you will choose your hospital list depending on what premiums you are willing or able to pay. This list will then be which private hospitals you will be able to use.
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A lot of PMI policies normally include added benefits. This includes discounted gym memberships, GP helplines and counselling helplines. These added benefits are designed to make your life easier and keep you healthier for longer.
Your annual cover will automatically be renewed unless you decide to end your cover. Each year at renewal you may be able to change elements of your cover if your circumstances change. Your monthly premium, however, may also be affected by this.
Interested in taking out any private medical insurance policies? Then give us a call today on freephone 0800 103 2655 or 01332 821 340. Or fill in the form on the right of the page and we will get in touch with you.