Top Keyman Insurance or Key Person Insurance Advice & Deals

Let us put you in touch with one of our insurance experts who will give you impartial advice and help you find suitable key person insurance products and deals for you.

Expert service

Highly Rated

No credit search conducted

Why use us?

From the information you provide to us, our experts will search the market and find the most suitable products for you. If you are happy with the product on offer, we will handle all the necessary paperwork for you, including any relevant applications, to ensure that everything runs smoothly for you.

Quick service

From just a few minutes completing some basic information, we will quickly search for suitable financial products for you.

Expert advice

We’ve helped thousands of customers secure financial products and service so you know that you are in capable hands.

Reduced stress & time saving

Choosing the right financial product is time consuming and can be stressful, so remove much of this by putting it in the hands of one of our financial experts.

Reliable service

Whatever type of financial product or service you are looking for, our service is reliable and always matched to your own personal circumstances.

What is Keyman Insurance or Key Person Insurance?

Keyman Insurance or Key Person Insurance as it is also known, is a life insurance policy taken out by a business. It is used to protect it in case it lost any of the key people within it. This is used in order to protect the business if anything were to happen to the most important people involved within it. It is extremely important to small and medium sized businesses.

This is used if the owner or a key employee were to die, suffer a serious illness or injury. This insurance would pay out the lump sum laid out within the contract. It is usually only taken out on the most critical employees within the business. This money is then used to keep the company running and paying it’s expenses until that key person can then be replaced or returns.

In some cases without this Keyman insurance then if a key employee were to die then it could ruin the company. This is because the owner is normally the person who holds the business together. Either through the accounts or the employees, especially in a small business with few employees.

You can get various amounts of cover depending on the importance of the employee or the size of the business. The amounts range from £100,000 to £1m plus.

However, if you are a sole trader there is often no need to take out this type of insurance. If the business is owned by a sole person and if that person was unable to work, in theory, it is then just a matter of closing the business down. However, it would still be advisable to consider Key Person insurance even in this instance. This is due to the impact it could potentially have on any surviving family members. This will be due to there reliance on the income from the business. It could also be important to make sure any personal guarantees that may have been taken out are catered for.

There are many different options and scenarios regarding this. This is why we’d recommend talking through your individual circumstances with one of our highly trained advisers.

Our approach - and how we do it


We love speaking with our clients. Either give us a call or fill in one of our contact forms. Remember, we love a challenge!


One of our Advisors will then find out what you’re looking to do, discuss your options and answer any questions you may have.


Your Advisor will find the best option for you and help arrange things. You then sit back and relax while we do the rest.

See what our customers think ...

What a Fantastic Service from start to finish. Great customer support from Ben Patten & Joe Frayne, superb product knowledge and exceptionally responsive to emails/calls, we can 100% recommend the Finance Advice Centre Ltd , they got us a great deal on a mortgage with suited life insurance, especially during this very difficult Covid 19 time ……

Ian Stamp

From start to finish, Greig and Emily were very helpful with our mortgage application. The advice Greig gave us was very clear and informed. They were always available either by phone or email to answer any questions we had. The whole process was made a lot easier because of the work they did. Would thoroughly recommend

Ross Nightingale

Let us do the work of finding your insurance

We’ll put you in touch with impartial advice from an expert insurance advisor who will help secure you the best insurance deals available.