Critical Illness Cover

Let us put you in touch with one of our insurance experts who will give you impartial advice and help you find the best critical illness insurance at the right price.

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Why use us?

From the information you provide to us, our experts will search the market and find the most suitable products for you. If you are happy with the product on offer, we will handle all the necessary paperwork for you, including any relevant applications, to ensure that everything runs smoothly for you.

Quick service

From just a few minutes completing some basic information, we will quickly search for suitable financial products for you.

Expert advice

We’ve helped thousands of customers secure financial products and service so you know that you are in capable hands.

Reduced stress & time saving

Choosing the right financial product is time consuming and can be stressful, so remove much of this by putting it in the hands of one of our financial experts.

Reliable service

Whatever type of financial product or service you are looking for, our service is reliable and always matched to your own personal circumstances.

What is Critical Illness cover?

Critical illness cover is normally an add on to life insurance policies. It is used very similarly to life insurance. This is as if you get diagnosed with a specific illness or condition the insurance company then pay out the full lump sum agreed tax-free.

The illnesses which will be paid out on under the critical illness cover will always be made aware to you before the policy is taken out. This ensures you know exactly what is and what isn’t covered.

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This sum can be used in any way you need for example paying off existing debts or a mortgage.

If you do not alter the policy your premiums will not change. This means it is always the same amount being paid over the whole term of the cover. You can also pick the length of the term you need. For example, until you have paid your mortgage off.

The policy will end as soon as you decide or if the insurer pays out on the policy.

If you have children and would like them to also be covered as well, a large amount of insurers will offer this at no extra charge but the payout is normally limited to less than £25,000.

Our approach - and how we do it


We love speaking with our clients. Either give us a call or fill in one of our contact forms. Remember, we love a challenge!


One of our Advisors will then find out what you’re looking to do, discuss your options and answer any questions you may have.


Your Advisor will find the best option for you and help arrange things. You then sit back and relax while we do the rest.

See what our customers think ...

What a Fantastic Service from start to finish. Great customer support from Ben Patten & Joe Frayne, superb product knowledge and exceptionally responsive to emails/calls, we can 100% recommend the Finance Advice Centre Ltd , they got us a great deal on a mortgage with suited life insurance, especially during this very difficult Covid 19 time ……

Ian Stamp

From start to finish, Greig and Emily were very helpful with our mortgage application. The advice Greig gave us was very clear and informed. They were always available either by phone or email to answer any questions we had. The whole process was made a lot easier because of the work they did. Would thoroughly recommend

Ross Nightingale

Let us do the work of finding your mortgage

We’ll put you in touch with impartial advice from an expert insurance advisor who will help secure you the best insurance deals available.