What is Private Medical Insurance?

Private medical insurance is designed to provide you with additional security and peace of mind when it comes to receiving healthcare. As National Health waiting lists grow longer and the quality of its service is brought ever more into public debate, Private Health Care is becoming increasingly viewed as a necessity rather than a luxury. Furthermore, speedy treatment in comfortable and private surroundings is something most people can afford to insure for.

Private medical insurance will cover you not only for varying health problems but also, dental, elderly care and travel. It ensures you get quick and private treatment if anything were to go wrong. As long as you have not already been diagnosed with a specific illness before taking out the policy you will then be covered for most eventualities. You can get insurance for a few different options. This will depend on whether you need it just for yourself, your children or a complete family plan.

With private medical insurance, you will choose your hospital list depending on what premiums you are willing or able to pay. This list will then be which private hospitals you will be able to use.