Types of Car Insurance
Third Party
This covers:
- Damage to other vehicles
- Damage to property
- Injury to people.
Third party, fire and theft
This is the same as third party but with a few additional extras to add further cover.
If your vehicle were to catch fire, be stolen or sustain any damage as a result of someone attempting to steal the car or any contents, then this type of policy would then ensure you are covered.
If your vehicle were to catch fire, be stolen or sustain any damage as a result of someone attempting to steal the car or any contents, then this type of policy would then ensure you are covered.
Comprehensive Cover
Again this gives you all the cover of the previous options but with added protection.
Comprehensive cover will then cover you for your own car as well as other drivers. Even if the accident is your fault no damages will be paid for by you.
There are also many additional extras such as a courtesy car and breakdown cover.
Comprehensive cover will then cover you for your own car as well as other drivers. Even if the accident is your fault no damages will be paid for by you.
There are also many additional extras such as a courtesy car and breakdown cover.
Telematics
This is a new area of car insurance in which a black box installed in your car which monitors your driving. This affects the premiums you pay and the better you drive the lower your premiums will be the next year.
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Finance Advice Centre Ltd is an appointed representative of Finance Advice Group Ltd, which is authorised and regulated by the Financial Conduct Authority in respect of mortgage and insurance mediation activities only. Finance Advice Group Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 624517.
Some types of buy to let mortgages are not regulated by the Financial Conduct Authority.
As a mortgage is secured against your property, it could be repossessed if you do not keep up the mortgage repayments.