
What is a mortgage?
Purchasing a house and obtaining a mortgage is one of the biggest decisions people ever make in their lives. If you choose to get a helping hand with it all, it’s important to make sure that the advice you get is impartial and the advisers are qualified, experienced and have dealt with all kinds of mortgages. Whether you’re a property developer, a first-time buyer, somebody looking for a remortgage, you want a holiday home or even if you’re looking to release equity from your property, we’ll put you in touch with the right advice.

What is a decision In principle?
A decision in principle is a written estimate from a mortgage lender. This gives you an indication of how much money you can borrow. You can show this to estate agents and vendors to prove you’re a serious buyer. In theory, this shows you can get a mortgage once a full application has been applied for. It may also be called: Application in principle, Mortgage in principle, Mortgage promise or Approval in principle.
some of the lenders we work with...
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Our Mortgage Services
Finance Advice Centre Ltd is an appointed representative of Finance Advice Group Ltd, which is authorised and regulated by the Financial Conduct Authority in respect of mortgage and insurance mediation activities only. Finance Advice Group Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 624517.
Some types of buy to let mortgages are not regulated by the Financial Conduct Authority.
As a mortgage is secured against your property, it could be repossessed if you do not keep up the mortgage repayments.