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Types of Car Insurance

Third Party

This covers:

  • Damage to other vehicles
  • Damage to property
  • Injury to people.

This is the most basic level of cover and is the legal requirement. If you are involved in an accident and it is found to be your fault you are not covered and you will have to pay for the damage caused to your vehicle yourself.

Third party, fire and theft

This is the same as third party but with a few additional extras to add further cover.

If your vehicle were to catch fire, be stolen or sustain any damage as a result of someone attempting to steal the car or any contents, then this type of policy would then ensure you are covered.

Comprehensive Cover

Again this gives you all the cover of the previous options but with added protection.

Comprehensive cover will then cover you for your own car as well as other drivers. Even if the accident is your fault no damages will be paid for by you.

There are also many additional extras such as a courtesy car and breakdown cover.

and many more...


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Our Office is open 9am-5pm from Monday to Friday. Please contact us by either phone or email, using the contacts below.

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Finance Advice Centre Ltd is an appointed representative of Finance Advice Group Ltd, which is authorised and regulated by the Financial Conduct Authority in respect of mortgage and insurance mediation activities only. Finance Advice Group Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 624517.

Some types of buy to let mortgages are not regulated by the Financial Conduct Authority.

As a mortgage is secured against your property, it could be repossessed if you do not keep up the mortgage repayments.

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