Expert Mortgage Advice & Mortgage Products For Debt Consolidation
Let us put you in touch with expert mortgage advisors who will give you impartial advice and help you find suitable mortgage products for debt consolidation with bad credit.
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Working with leading lenders ...
We work with high street and other lenders so you’ll get access to suitable deals that you may be able to apply for.
Why use us?
From the information you provide to us, our experts will search the market and find the most suitable products for you. If you are happy with the product on offer, we will handle all the necessary paperwork for you, including any relevant applications, to ensure that everything runs smoothly for you.
From just a few minutes completing some basic information, we will quickly search for suitable financial products for you.
We’ve helped thousands of customers secure financial products and service so you know that you are in capable hands.
Reduced stress & time saving
Choosing the right financial product is time consuming and can be stressful, so remove much of this by putting it in the hands of one of our financial experts.
Whatever type of financial product or service you are looking for, our service is reliable and always matched to your own personal circumstances.
Whether you’re looking for Mortgage Advice, Loan Advice or Insurance Advice or any other financial product or service, we can help you…
“Did a great job helping us with our mortgage. I would recommend!”
So ... how can we help?
Buying a financial product such as a mortgage can be the biggest decision made in our lives. It is for this reason that impartial advice is critical from qualified advisors.
Find suitable remortgage products for debt consolidation
If you are interested in remortgaging, but have bad credit in your history, don’t be deterred as you could still get a good remortgage deal. At Finance Advice Centre we can help you find a mortgage lender that specialises in helping borrowers with bad credit.
Remortgages for bad credit are the same as a normal remortgage except there are extra considerations around the risk, which can include a higher interest rate. Providers will only allow you to borrow what you are able to comfortably repay, so it is important to do your calculations and consider your options carefully with the help of your adviser.
You can remortgage for debt consolidation with bad credit so that all your existing debts become one affordable monthly payment. However, you should always think carefully before securing other debts against your home. This is because your property could be repossessed if you do not keep up repayments on your mortgage, or any other debt that is secured on it. You could also use a bad credit remortgage to raise some extra cash for pretty much any other reasonable purpose e.g. home improvements.
What do you need to consider before remortgaging with bad credit?
- Can I get a better deal if I remortgage? – If you have bad credit history, you might be offered high interest rates to offset some of the risk to the lender
- Can I afford the repayments for the full duration of the mortgage? – If you miss a payment you could be charged extra fees and interest and your credit score could be impacted
- Do I want a fixed-rate or variable mortgage? – You should look at the pros and cons of both types of mortgages to see which one would suit you better
- How flexible do I need to be? – You should decide if you need extra features like payment holidays, incentives like these will often come with higher interest rates and/or fees
- Are there any applicable fees? – Application and arrangement fees are often payable when you set up a new mortgage. Also, check if you will be faced with early repayment charges by your current mortgage provider for leaving early
What other criteria will lenders look at for a remortgage?
Each provider will use their own guidelines when considering mortgage applications, but they tend to consider criteria like:
- Employment status
- Payment history
Get in touch with Finance Advice Centre today to get personalised advice from a specialist adviser and get the best remortgage for debt consolidation with bad credit deal from the most suitable lender for you as well as guidance through the application process. Framing your application in a positive light will give you the best chance of being accepted by the lender.
As a mortgage is secured against your property, it may be repossessed if you do not keep up the mortgage repayments. Think carefully before securing other debts against your home.
Our approach - and how we do it
We love speaking with our clients. Either give us a call or fill in one of our contact forms. Remember, we love a challenge!
One of our Advisors will then find out what you’re looking to do, discuss your options and answer any questions you may have.
Your Advisor will find the best option for you and help arrange things. You then sit back and relax while we do the rest.
Ready to assist you.
Choosing a financial product or service, such as a mortgage, remortgage, loan or insurance can be daunting and your choice is a decision you need to get right. For this reason, it is vital that you get impartial advice from competent and qualified advisors. Whether you are a first-time buyer, looking to remortgage, hoping to remortgage or even buy a property to let, needing a loan or insurance this is where our advisers excel.
Be reassured that our aim is to guarantee reliable financial advice appropriate to any individual that makes contact with us. Through our network of contacts, we have access to thousands of financial products, from mortgages to loans to insurance, so we are confident that we’ll find one to suit you.
See what our customers think ...
I would highly recommend the mortgage advice service Alice Hale was amazing throughout she is a credit to your organisation and helped us secure our dream home
We had a long journey buying our first home together and recent pandemic events didn’t help matters. Every step of the way, our advisor Steve was supportive, positive and we had every confidence in him. He was able to arrange a good deal for us and we were able to move into our dream house this autumn.
I used George from the finance advice centre to get my mortgage, and he was nothing but amazing! Talked me through every step, always easy to get hold of ! And got me a brilliant product I would highly recommend him, just brilliant 5 stars from me
What a Fantastic Service from start to finish. Great customer support from Ben Patten & Joe Frayne, superb product knowledge and exceptionally responsive to emails/calls, we can 100% recommend the Finance Advice Centre Ltd , they got us a great deal on a mortgage with suited life insurance, especially during this very difficult Covid 19 time ……
From start to finish, Greig and Emily were very helpful with our mortgage application. The advice Greig gave us was very clear and informed. They were always available either by phone or email to answer any questions we had. The whole process was made a lot easier because of the work they did. Would thoroughly recommend
Let us do the work of finding your mortgage
We’ll put you in touch with impartial advice from an expert mortgage advisor who will help secure you the best mortgage deals available.