Lichfield's Leading Mortgage Advisors
Let us put you in touch with one of our financial experts who will give you impartial advice and help you find suitable products for you.
No credit search conducted
Why use us?
From the information you provide to us, our experts will search the market and find the most suitable products for you. If you are happy with the product on offer, we will handle all the necessary paperwork for you, including any relevant applications, to ensure that everything runs smoothly for you.
From just a few minutes completing some basic information, we will quickly search for suitable financial products for you.
We’ve helped thousands of customers secure financial products and service so you know that you are in capable hands.
Reduced stress & time saving
Choosing the right financial product is time consuming and can be stressful, so remove much of this by putting it in the hands of one of our financial experts.
Whatever type of financial product or service you are looking for, our service is reliable and always matched to your own personal circumstances.
Lichfield - Sam Wright
Director Sam Wright is an experienced advisor after previously working in the Derby office. Finance Advice Centre Lichfield is the latest franchise to open. The office is located in the Grade II listed building Stowe House. There are already another 5 advisors that have joined the team and have many happy customers!
Having graduated with a degree in Business Management from the University of Wolverhampton in 2007, Sam Wright embarked on a career in financial services at a large mortgage broker in the West Midlands. Here Sam started with the inbound calls team whilst studying for his CeMap qualification and later becoming a mortgage advisor. In 2012 he transferred his talents and moved into the general insurance and claims management market where for the last 8 years runs a successful business employing over 15 staff.
In September 2019, Sam wanted a new challenge and with his desire to help people buy their dream homes, decided to move back into financial services and joined Matt Cassar’s team opening a Finance Advice Centre office in Lichfield where they are now 6 advisors strong and growing: building on the businesses already great reputation.
Chintan Thapa – Mortgage & Protection Advisor
Danielle Morgan – Mortgage & Protection Advisor
Elaine Lowe – Mortgage & Protection Advisor
George Cupac – Mortgage & Protection Advisor
Jack Ford – Mortgage & Protection Advisor
Liam Bray – Mortgage & Protection Advisor
Leisha Hatton – Mortgage & Protection Advisor
Sophie Jenkinson – Mortgage & Protection Advisor
Want to join the team?
Sam is currently looking for advisors to join him so if you’re interested in joining the Lichfield franchise? Feel free to get in touch here.
Where to Find us
Some of the types of mortgages we can help you with
You may have spent the past few years saving up your deposit and now you want to make your first moves onto the property ladder. If that is the case the next step is to determine how much you can realistically borrow for your mortgage. When you start looking for mortgages in Lichfield be sure to shop around and compare the best deals with the help of Finance Advice Centre.
If you’re new to the mortgage market it can be tempting to jump on the first mortgage you find, but doing some research or getting the right help will pay off for you in securing you a good first time buyer mortgage deal. When you make your application, the lender will assess the mortgage affordability based on your income and outgoings and make a mortgage offer based on that.
Remortgaging your property
You may be thinking about remortgaging your current property. Some of the most common reasons for remortgaging include:
- Your current deal is due to expire soon
- Mortgage overpayments
- Increased property value
- To get a lower interest rate
- Releasing of equity in the property
If you need any help with remortgaging it is advisable to speak to a mortgage broker in Lichfield. Our Finance Advice Centre experts will be able to answer any questions you have and ensure you get the best deal for your remortgage.
Commercial mortgages are intended for businesses who require a higher value loan. A standard business loan would typically be unsecured and for amounts up to £25,000, but for larger values lenders require security so they can reduce the risk to themselves – this where a commercial mortgage comes in. A commercial mortgage typically lasts from 3 to 25 years and you can usually find a 70-75% mortgage. Mortgage loans for commercial properties consist of owner-occupier mortgages and commercial investment mortgages. An owner-occupier mortgage is used to buy property that will be used as trading premises for your business, whereas commercial investment mortgages are used for property you are planning to let out.
For more information about mortgages in Lichfield get in touch with the Finance Advice Centre today. We also offer advice about right to buy, buy to let, self employed, moving home, professional, and Lifetime mortgages. Our team has specialist knowledge that can benefit you whether you’re completely new to mortgages or have some prior knowledge. If you are looking for a mortgage advisor in Lichfield that can help you get the mortgage you are seeking, we can assist you.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Our approach - and how we do it
We love speaking with our clients. Either give us a call or fill in one of our contact forms. Remember, we love a challenge!
One of our Advisors will then find out what you’re looking to do, discuss your options and answer any questions you may have.
Your Advisor will find the best option for you and help arrange things. You then sit back and relax while we do the rest.
Ready to assist you.
Choosing a financial product or service, such as a mortgage, remortgage, loan or insurance can be daunting and your choice is a decision you need to get right. For this reason, it is vital that you get impartial advice from competent and qualified advisors. Whether you are a first-time buyer, looking to remortgage, hoping to remortgage or even buy a property to let, needing a loan or insurance this is where our advisers excel.
Be reassured that our aim is to guarantee reliable financial advice appropriate to any individual that makes contact with us. Through our network of contacts, we have access to thousands of financial products, from mortgages to loans to insurance, so we are confident that we’ll find one to suit you.
See what our customers think ...
I would highly recommend the mortgage advice service Alice Hale was amazing throughout she is a credit to your organisation and helped us secure our dream home
We had a long journey buying our first home together and recent pandemic events didn’t help matters. Every step of the way, our advisor Steve was supportive, positive and we had every confidence in him. He was able to arrange a good deal for us and we were able to move into our dream house this autumn.
I used George from the finance advice centre to get my mortgage, and he was nothing but amazing! Talked me through every step, always easy to get hold of ! And got me a brilliant product I would highly recommend him, just brilliant 5 stars from me
What a Fantastic Service from start to finish. Great customer support from Ben Patten & Joe Frayne, superb product knowledge and exceptionally responsive to emails/calls, we can 100% recommend the Finance Advice Centre Ltd , they got us a great deal on a mortgage with suited life insurance, especially during this very difficult Covid 19 time ……
From start to finish, Greig and Emily were very helpful with our mortgage application. The advice Greig gave us was very clear and informed. They were always available either by phone or email to answer any questions we had. The whole process was made a lot easier because of the work they did. Would thoroughly recommend
Let us do the work of finding your mortgage
We’ll put you in touch with impartial advice from an expert mortgage advisor who will help secure you the best mortgage deals available.