They say that honesty is the best policy. For Finance Advice Centre customer Richard Kemp it almost proved disastrous when it came to moving his family out of their cramped one-bedroom home and into a three-bedroom house. Served with a County Court Judgment in 2005, Richard and his wife Colette knew that enough time had… Read more
A recent survey from mortgage lenders Aldemore has found that two-thirds of self-employed people are rethinking their status. This is because they‘re worried it will stop them from getting a mortgage. Their problem is not a lack of deals, but the extra hurdles that self-employed people have to overcome in order to borrow money. This they may consider to be insurmountable. Lenders want to make money and they would… Read more
It’s our job to monitor the whole of the mortgage market. It seems that every day a brand new deal is launched to cater for buyers’ different financial circumstances, lifestyles or budget. The mortgage market is flourishing and I don’t think it is over-stating matters to say that in terms of numbers of lenders, the… Read more
The political upheaval on both sides of the Atlantic last year saw many people fearing what 2017 would bring. So there is no real surprise that in January we found out that the market for 10-year fixed mortgage deals are flourishing. According to moneyfacts.co.uk, we have gone from just eight deals available in 2014 to… Read more
With currently around seven million mortgages in the UK and approximately 64,000 new approvals each month, it’s clear that the Britain’s love affair with home ownership is as strong as ever. A recent survey found that 80% of people would prefer to buy their own home rather than rent and, as a result, the mortgage… Read more
Despite fears of the effect that the Brexit vote and Donald Trump’s surprise election victory would have on people’s confidence, mortgage lending levels increased last year – and we’re not in the least surprised. Figures from the Council of Mortgage Lenders released this week showed that home buyers borrowed £127.7bn in 2016, which equated to… Read more
We are offering one lucky fan the chance to win two match day tickets for the upcoming Derby County vs Nottingham Forest fixture. To enter complete the entry form below and book an appointment to see one of our advisors for a FREE no obligation Mortgage, Loan or Insurance consultation for your chance to win. This prize will be… Read more
The inflation on prices of houses has stopped increasing and are now at their lowest rate since 2013. With the inflation falling it is making housing more available and affordable for a large amount of people. The inflation on housing has almost halved since its highest point this year in march. Also growth of house… Read more
Later this month, the new Chancellor, Philip Hammond, will announce his first autumn statement. Among those keen to hear what he says will be consumer champion Martin Lewis, who wants Mr Hammond to demand a review of an issue that is trapping people into their current mortgages, costing them a fortune and stopping them buying… Read more
The UK is falling behind the rest of the world it terms of income protection taken out. It is falling behind in both the amount of people who have protection and those who would even consider taking it out. The countries that took part in the survey were: Australia Brazil Germany Hong Kong Italy Malaysia Mexico… Read more
Your home may be repossessed if you do not keep up repayments on your mortgage.
Finance Advice Centre Ltd is authorised and regulated by the Financial Conduct Authority in respect of consumer credit activities. Finance Advice Centre Ltd is an Appointed Representative of Finance Advice Group Ltd which is authorised and regulated by the Financial Conduct Authority under number 624517 in respect of mortgage and insurance mediation activities only.
Finance Advice Centre