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CAN I GET A MORTGAGE WITH A LOW CREDIT SCORE?

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I’ve lost count how many times people have asked me this question over the years. Thankfully my answer has always been the same. That answer is yes! Plenty of lenders exist who cater for those with less than perfect credit scores and it’s your own individual circumstances which will dictate whether you can get a […]

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Brexit & Mortgages

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Realistically, what happens to your mortgage if the UK leaves with or without a deal? The media scaremongering would lead us to believe there will be a Brexit apocalypse, but no one can predict the future. Interest rates could either rise or fall, it really will depend on the economy and this is likely to […]

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Mortgage Strategy Awards 2019

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We are delighted to announce we have been shortlisted for two awards in this years Mortgage Strategy Awards. The awards are Best Mortgage Broker and Best Specialist Broker/Distributor. These are some of the most prestigious awards for our industry. So as you can imagine this would be a huge opportunity for us all at Finance […]

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I’m Self-Employed, Can I Get A Mortgage?

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Confused Self Employed Mortgage

The short answer to this is yes. In the market now there is a large number of lenders that will offer various different criteria. This covers a lot of different aspects of self-employed mortgages. Whether it is you only have 12 months accounts, need to use retained profits or even need to use your calendar […]

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What to do if you have been declined for a mortgage

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mortgage declined, mortgage application

Firstly if you have been declined it is important to remember there is a lot of options left for you. Whether you have been declined for your credit history, income or even deposit levels there is always something we can do to help. With any kind of bad credit history, there is now a large number […]

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Coming to terms with the interest rate rise

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Interest Rate, Interest Rate Rise

It was always inevitable that when the Bank of England finally raised its interest rate there would be intense scrutiny about what this would mean for the business world. Also about the millions of people whose fortunes depend on it. In our industry, interest rates are all-important. There is no doubt that the Bank’s decision […]

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Bank of England Base Rate Doubles

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Interest Rates Rising

Yesterday saw the Bank of England base rate rise for the first time in 10 years. They have risen from 0.25% up to 0.5%. But what does this mean for people trying to obtain a mortgage? Initially, it will only affect the people with variable or tracker rate mortgages. There is an estimated 40% of […]