News

Mortgage Strategy Awards 2019

Posted on

We are delighted to announce we have been shortlisted for two awards in this years Mortgage Strategy Awards. The awards are Best Mortgage Broker and Best Specialist Broker/Distributor. These are some of the most prestigious awards for our industry. So as you can imagine this would be a huge opportunity for us all at Finance […]

News

I’m Self-Employed, Can I Get A Mortgage?

Posted on

The short answer to this is yes. In the market now there is a large number of lenders that will offer various different criteria. This covers a lot of different aspects of self-employed mortgages. Whether it is you only have 12 months accounts, need to use retained profits or even need to use your calendar […]

News

What to do if you have been declined for a mortgage

Posted on
mortgage declined, mortgage application

Firstly if you have been declined it is important to remember there is a lot of options left for you. Whether you have been declined for your credit history, income or even deposit levels there is always something we can do to help. With any kind of bad credit history, there is now a large number […]

News

Coming to terms with the interest rate rise

Posted on
Interest Rate, Interest Rate Rise

It was always inevitable that when the Bank of England finally raised its interest rate there would be intense scrutiny about what this would mean for the business world. Also about the millions of people whose fortunes depend on it. In our industry, interest rates are all-important. There is no doubt that the Bank’s decision […]

News

Bank of England Base Rate Doubles

Posted on
Interest Rates Rising

Yesterday saw the Bank of England base rate rise for the first time in 10 years. They have risen from 0.25% up to 0.5%. But what does this mean for people trying to obtain a mortgage? Initially, it will only affect the people with variable or tracker rate mortgages. There is an estimated 40% of […]

News

Finance Advice Centre branches out with a new office

Posted on
Franchise, Finance Advice Centre

We know that our customers appreciate dealing with their mortgages and insurances online and over the phone. We believe that a face-to-face service is still important. Which is why this month we have spread our wings by opening our first franchise. Run by experienced mortgage adviser Aidan Comerford. Our new office, in Nuthall Road, Nottingham, […]

News

Why long-term mortgages could span the generations

Posted on

Many people say in life that 40 is the new 20. But in the world of mortgages, it seems that 35 is the new 25. This is because figures show that the traditional 25-term mortgage, for so long the typical product, is gradually being replaced by mortgages whose terms last a whole decade longer. With […]